American Express company logo and Extend company logo

Extend is not a new credit card

It’s an app that lets you create and send virtual Cards for supplier payments with the American Express® Business Card that’s already in your wallet.
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Featured benefits

Icon of the extend app, showing a $50 virtual card
Help reduce misuse of business Cards with enhanced security associated with unique virtual Card numbers
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Help reduce the hassle of reimbursements and reconciliation
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Send employees a payment method whenever they need one
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Help improve Cash flow management by moving more spending to your Business Card and earn the rewards of your Card2

American Express® Business Card Members can get started in 3 steps at no charge.

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Gain control

Virtual Cards offer enhanced control and visibility into your payments

Create and send virtual Cards to cover different kinds of business expenses.
  • Set the spending limit and expiration date of each virtual Card
  • Create budgets specific to your projects and maintain visibility and control over spending
  • Approve, modify, or cancel virtual Cards at any time
  • Enable employees, freelancers, and subcontractors to make payments on your behalf without sharing your physical Card
Enhance security

Help reduce fraud and misuse of Business Cards with the security and visibility of virtual Cards.

  • Vendors receive a virtual Card number
  • The virtual Card number provides added security, because it is a token good for a specific transaction, purchase amount, and time period
Image of the Extend App showing the budget summary page
For illustration purposes only
Image of a light grey card graphic
Image of a light grey card graphic

Save time & streamline your bookkeeping

Spend less time on retroactive tasks and more time looking at the bigger picture.
  • Help reduce expense reports and time spent on reimbursements
  • Help organize spending with unique virtual Cards for employees, clients, projects, vendors or other expense categories
  • Use reference codes to categorize expenses and help automate reconciliation
Enhance cash flow management

Make your Business Card work for you

Help improve your company’s cash flow management by moving more expenses on to the Business Card.
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Register your Card in as little as a few minutes

Follow a simple 3-step enrollment process to get started making virtual Card payments using your existing American Express® Business Card.  If you need assistance, don’t hesitate to reach out to your team of experts.

You’re ready to send your first virtual Card using Extend

See it in action

Try sending your first virtual Card today with your American Express® Business Card or ask us for a demo to see how easy it is for yourself.

Frequently asked questions

What is Extend?
Extend is a payments app that allows you create and send virtual Cards with your existing American Express® Card.
What is a virtual Card?
Simply put, it’s a digital Card with its own number, expiration date, and spending limit.  Use your existing American Express® Card to create virtual Cards that are linked to that Card.  Virtual Cards give you enhanced control over spending and save you time on expense management.
How does it work?
First, create an Extend profile and register your American Express® Business Card. Then you can create your own virtual Cards that are linked to that Card.
Are virtual Cards accepted everywhere?
You can make online payments with your virtual Card anywhere American Express Cards are accepted, just like you do with your plastic Card.
Will I earn rewards on virtual Card purchases?
Yes, you will earn the rewards of your Card on your virtual Card purchases.2

Terms & Conditions

1. Card enrollment required for U.S. eligible American Express Business, Corporate or Corporate Purchasing Card. Separate enrollment with each of Extend and American Express required to utilize combined product offering. There is no fee to generate American Express virtual Cards. Users must agree to Extend's terms and conditions available at app.paywithextend.com/terms. The supplier must be an American Express accepting merchant. To learn more, please contact your Extend representative.
2. Not all Cards are eligible to earn rewards. Terms and conditions vary by Card type.