Paying for things just got easier

Manage company card spending

Create virtual cards, control spending, close the books faster

Pay with control

Create secure virtual cards for anything from paying invoices to managing subscription payments.

Vendor payments

Manage team expenses

Replace plastic employee cards with controllable virtual cards. Eliminate card sharing, gain accountability over every transaction, and capture expense reports.

Employee cards

Get real-time visibility

See spend as it happens for real-time reporting and avoid any end-of-the-month surprises.

Spend tracking

Automate reconciliation

Categorize transactions as they happen, capture more data with every virtual card, and eliminate manual transaction matching.

Reporting & reconciliation

Why Extend?

Get more from your company credit card

Create virtual cards on demand

Reduce the hassle of fraud

Save time & automate reconciliation

Integrate with accounting software

Get a real-time view of spending activity

Use cases

How businesses use Extend

Avoid overcharges

A non-profit gets a tax break on goods and services, but when a vendor forgot to apply the discount on a large invoice, it cost the organization thousands of extra dollars and took months to dispute.

With Extend, the non-profit sends vendors a virtual card for the exact amount—ensuring this never happens again.

Keep accountability over every charge

At a mid-size agency, only a few managers had company credit cards and employees would share them to charge expenses. When several unapproved purchases appeared on the monthly statement, it was impossible to identify who made the charge. 

Now with Extend, everyone receives their own virtual card and every charge is accounted for.

Reduce cash reimbursement & earn more rewards

A construction company employs a number of contractors for all their projects. Before, contractors would front the purchase of additional tools and materials for the job and invoice the company at the end. 

With Extend, contractors are sent a virtual credit card to load into their mobile wallets for their expenses—giving the company a real-time view of project spending and helping them earn more rewards.

Manage subscriptions payments with ease

A tech startup has a number of monthly SaaS fees for various services and dozens of employees who need different software subscriptions. 

By creating recurring virtual cards for every platform, the finance team limits exposure when leaving cards on file and gains a clear view of how many subscriptions they pay for. When an employee leaves and doesn’t end their subscription, finance can simply deactivate the card.

Mitigate fraud and keep business moving

An ecommerce site used one credit card to purchase inventory from over 200 vendors. After one fraudulent transaction maxed out their credit line, they had to cancel their card and get a new one—causing delays for their business and taking months to update every vendor with the new card info.

Now the company uses Extend to create virtual cards with set limits for every vendor. Next time fraud happens, hackers can’t access the entire credit line, and all the finance manager has to do is cancel and replace the one virtual card—taking minutes to remedy instead of months.

Track project or client expenses & automate reconciliation

A law firm has dozens of lawyers and paralegals working across multiple clients at a time. Clients’ court fees, research costs, and other related expenses would be charged to just a couple credit cards shared around the office and at the end of the month, the finance manager would manually match every transaction to the correct client. When charges couldn’t be identified, the firm would eat the cost.

By creating a virtual card or allocating a budget for every client, transactions are automatically categorized as they happen and reconciliation becomes automatic.

Manage T&E spending & improve the experience

A quickly growing tech company recruiting top talent from all over the country covers the travel expenses for all their interviewees. Without Extend, they would have asked candidates to cover their travel costs and submit receipts for reimbursement. Instead, the recruiter sends interviewees a virtual card for their travel costs and an allotted per diem—giving candidates a much better interview experience and a positive impression of how the company serves its employees.

Delegate purchasing power with total oversight & control

An owner of a small chain of fitness centers manages purchasing across several locations. With Extend, the owner can delegate responsibility by creating and sharing a budget with location managers, allowing them to create virtual cards for their purchasing needs. Not only does the owner maintain total control and oversight, but he now has a view of how much each location spends so he can better plan and budget.

Track miscellaneous spending & view real-time cashflow

The finance manager of a mid-size company has set a $1,000 per month petty cash budget to cover incidentals. Before Extend, they would have to wait until the end of the month to review receipts and find out if they went over budget. By creating a $1,000 budget in Extend and using virtual cards to cover ad hoc spending, they can have a real-time view of what’s been spent over the course of the month.

See it in action

Take a guided tour of the app or get a one-on-one demo and see how Extend can work for your business.

Why virtual cards?

A powerful new payment tool

Security, control, flexibility, and efficiency—all the things you get when you use virtual cards for all your company’s card payments.

See why businesses are going virtual.

See what people are saying.

Easy to use solution for virtual credit cards


"PayWithExtend is a very easy platform to use for virtual credit cards, both for administrators and end users. We set up over 90 virtual credit cards in our first year of using them and had no complaints from our employees."

Read the full review

Verified User in Real Estate


Great addition to the company


"Each company has a card and not our information."

Read the full review

Melissa B.

Office Manager - Retail

Simple Interface


"Extend makes it very easy to manage and track spend across multiple business areas/clients/platforms etc."

Read the full review

Mike G.


Oversee project & team spending easily


"Extend ease of use is exactly what you expect in 2023. Fast to set up, easy to grasp, easy to use. What I like best is hos simple it is to create new credit cards and send them to your team."

Read the full review

Verified User in Information Technology and Services




"Simple browsing through the platform. Easy and quick setup and management of cards is possible. Downloadable Excel files for payment information are available."

Read the full review

Theresa B.

Casting Director/Partner - Staffing and Recruiting

Virtual cards & spend management

The only web & mobile app of its kind

Using Extend with the credit card of your choice is the easiest way to create virtual cards and manage spending across your business.

Virtual cards for business

If you can charge it, pay with Extend

Create, send, and manage virtual cards for all your business expenses.

Pay vendors with control and security

Expand question

Prevent wrongful billing and reduce the hassle of fraud when you create unique virtual cards to pay invoices or to leave on file for recurring monthly expenses.

Manage employee spending with accountability

Expand question

Stop sharing company cards and reduce cash reimbursements when you send team members a virtual card for their business expenses.

Track project and client expenses

Expand question

Create and share budgets for different departments, projects or clients. Allow team members to manage their spending needs while maintaining control and oversight.

Automate reconciliation and streamline expense processes

Expand question

Eliminate manual reconciliation. Tag virtual cards and transactions with expense category codes as you go, attach receipts and invoices, and integrate with your accounting software.

An image of the virtual card on the mobile app which is connected with tech threads and icons showing vendors and security and a confirmation notification.A snapshot of org members list. Overlaying the asset is a container showing a summary of virtual cards on a budget and a notification of a request for a virtual card. Tech threads and icons are connecting all the assets together.A snapshot of a marketing budget details with an overlay of success toast of showing the creation of the budget. Under the snapshot is a lot of budget users. All the assets are connected with tech threadsAn image showing the form to create a virtual card. On top is an image of transactions being synced to an accounting integration and logos of 2 accounting integrations available on Extend. Tech threads are connecting all the assets.
Image of a credit card with 3 icons overlaying it

Why Extend?

The easiest way to manage card spend all in one place

Extend is the only platform where you can create virtual cards with the credit card of your choice and easily manage company spending with better control and visibility.

  • Get started in minutes with the card in your pocket
  • Create virtual cards on demand with robust spend controls
  • Send cards to others with just their email address
  • Simplify processes with key expense management features

Virtual card API

Looking for a payment solution that scales?

Integrate virtual card creation into your payment workflows.

Screen with code written on it. On top of it there is a graphic of multiple stacked credit cards

Participating banks

Banks we support

Get in touch

Learn more about virtual cards for your business and find out if Extend is right for you.